Sponsored by Heenan Law Firm | 3970 Avenue D, Billings, MT | 406.839.9091
The Heenan Law Firm helps people who are having problems with bills. The firm assists people who are dealing with foreclosures, repossessions and debt collectors. We never represent the creditor; only the consumer. As the Billings bankruptcy lawyer, The Heenan Law Firm specializes in handling Chapter 7 bankruptcies for Montana consumers.
The Heenan Law Firm assists clients in Billings and surrounding communities including Columbus, Miles City, Laurel, Red Lodge, Park City, Roundup, and Lewistown, Montana.
The Heenan Law Firm assists clients in Billings and surrounding communities including Columbus, Miles City, Laurel, Red Lodge, Park City, Roundup, and Lewistown, Montana.
Answers to Common Bankruptcy Questions
Whether due to job loss, illness, divorce or wages that simply do not keep up with the increased cost of living, many individuals and families in Montana find themselves in financial distress. Constant phone calls, letters, lawsuits and foreclosures are all problems people find themselves in when overwhelmed with unmanageable debt. Across Montana, people are making the decision to use bankruptcy to cure their financial stress and get a fresh start. This site, Billings Bankruptcy Lawyer, is intended to answer some of the most common questions Montanans trying to decide whether bankruptcy is right for them ask us. Bankruptcy Makes It Possible For You To:
The most common form of bankruptcy is a Chapter 7, or "straight bankruptcy." A Chapter 7 bankruptcy essentially allows a person to wipe out their debts in exchange for giving up non-exempt property. Chapter 7 does not eliminate the rights of mortgage lenders or car loan creditors to seek a return of the property the debt is secured by. In a Chapter 7, you can keep all property which the law says is "exempt" from the claims of creditors which can include:
What Items are Exempt in Montana Bankruptcy? Montana has its own statutory scheme for exemptions which is different than the federal exemptions. In Montana, the following property is exempt:
What Will Happen to My Home and Car If I File Bankruptcy? In most cases, you will not lose your home or car by filing bankruptcy in Montana as long as your equity in the properly is exempt. However, bankruptcy does not make the security interest your creditors may have in your home or car go away. There are several ways to work out agreements with your secured creditors so that you can keep your home and car during and after bankruptcy. Can I Own Anything After Bankruptcy? Yes! In Montana, you can keep your exempt property and anything you obtain after the bankruptcy is filed. | Book Your FREE Consultation Now 406.839.9091
How Much Does it Cost to File a Bankruptcy? Hiring a Billings bankruptcy lawyer to file and handle your bankruptcy is cheaper than you may think. Heenan Law Firm's bankruptcy packages start at just $999* This fee includes:
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Billings Bankruptcy Lawyer is for educational purposes and material only. This website is meant to give general information and not specific legal advice. No attorney-client relationship is created through this website. The Heenan Law Firm assists people file bankruptcy and is a debt relief agency. The Heenan Law Firm handles Chapter 7 bankruptcies in Billings, Montana and surrounding communities including Columbus, Miles City, Laurel, Red Lodge, Park City, Roundup, and Lewistown, Montana.
Affordable Chapter 7 Bankruptcy Lawyer in Billings and Eastern Montana