BillingsBankruptcyLawyer.org | Answers and Help for People Considering Bankruptcy in Billings and Eastern Montana
Sponsored by Pamela J. Bailey, Attorney at Law | Billings, Montana 59101 | 406.245.0776
Pam Bailey helps people in Billings, Montana and throughout Eastern Montana who are having problems with bills. The firm assists people who are dealing with foreclosures, repossessions and debt collectors. We never represent the creditor; only the consumer. As the Billings bankruptcy lawyer, Pam Bailey specializes in handling Chapter 7 bankruptcies in Billings, Montana.
Pam Bailey assists clients file bankruptcy in Billings and surrounding communities including Columbus, Miles City, Laurel, Red Lodge, Park City, Roundup, and Lewistown, Montana. Billings, Montana bankruptcy lawyer Pam Bailey is professional and empathetic in assisting Montana consumers in resolving their debt problems.
Pam Bailey assists clients file bankruptcy in Billings and surrounding communities including Columbus, Miles City, Laurel, Red Lodge, Park City, Roundup, and Lewistown, Montana. Billings, Montana bankruptcy lawyer Pam Bailey is professional and empathetic in assisting Montana consumers in resolving their debt problems.
Overwhelmed by Debt? Not sure how to stop harassing creditors and debt collectors? Let us help!
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Answers to Common Montana Bankruptcy Questions
Whether due to job loss, illness, divorce or wages that simply do not keep up with the increased cost of living, many Montanans find themselves in financial distress. Constant phone calls, letters, lawsuits and foreclosures are all problems people find themselves in when overwhelmed with unmanageable debt. Across Montana, people are making the decision to use bankruptcy to cure their financial stress and get a fresh start. This site, Billings Bankruptcy Lawyer, is intended to answer some of the most common questions consumers in Billings and Eastern Montana ask when they are trying to decide whether bankruptcy is right for them. What Can Bankruptcy Do for Me? Bankruptcy Makes It Possible For You To:
What is a Chapter 7 Bankruptcy? The most common form of bankruptcy is a Chapter 7, or "straight bankruptcy." A Chapter 7 bankruptcy essentially allows a person to wipe out their debts in exchange for giving up non-exempt property. Chapter 7 does not eliminate the rights of mortgage lenders or car loan creditors to seek a return of the property the debt is secured by. In a Chapter 7, you can keep all property which the law says is "exempt" from the claims of creditors which can include:
What Items are Exempt in a Montana Bankruptcy? Montana has its own statutory scheme for exemptions which is different than the federal exemptions. In a Montana bankruptcy, the following property is exempt:
What Will Happen to My Home and Car If I File Bankruptcy in Montana? In most cases, you will not lose your home or car by filing bankruptcy in Montana as long as your equity in the properly is exempt. However, bankruptcy does not make the security interest your creditors may have in your home or car go away. There are several ways to work out agreements with your secured creditors so that you can keep your home and car during and after bankruptcy. We know how important your home and car are to you and know of creative ways so that you can keep them through the bankruptcy process. Can I Own Anything After Bankruptcy? Yes! In Montana, you can keep your exempt property and anything you obtain after the bankruptcy is filed. What Can a Billings, Montana Bankruptcy Lawyer Do for Me? The bankruptcy lawyers at Pamela J. Bailey, Attorney at Law offer a free and confidential consultation where all options are explored. Often, the individual learns at that consultation that options other than a Montana bankruptcy are available. Sometimes, however, the best and most responsible option is to file a Montana bankruptcy. In that case, our Montana bankruptcy lawyers gather information, explain the process (including costs and time), and complete the required information so that the client can go through and complete the bankruptcy process efficiently and without hassle. Do You Handle Medical Bankruptcies? A sudden injury or illness can upset even the best financial planning. Hospital bills and medical debt can be overwhelming. Often, the only way to truly get out from under the heavy weight of medical bills is to file a Chapter 7 bankruptcy, which people often refer to as a "medical bankruptcy". We are very knowledgeable in assisting with discharging medical bills through a medical bankruptcy. |
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(406) 245-0776 How Much Does it Cost to File a Bankruptcy? Hiring a Billings bankruptcy lawyer to file and handle your bankruptcy is cheaper than you may think. Pam Bailey's Affordable Bankruptcy packages start at just $1399 This fee includes:
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Billings Bankruptcy Lawyer is for educational purposes and material only. This website is meant to give general information about filing a Chapter 7 in Billings and Eastern Montana, and is not specific legal advice. No attorney-client relationship is created through this website. Pam Bailey is a Billings, Montana bankruptcy law firm which assists people file bankruptcy and is a debt relief agency. She handles Chapter 7 bankruptcies in Billings, Montana and surrounding communities including Columbus, Miles City, Laurel, Red Lodge, Park City, Roundup, and Lewistown, Montana.
